No wallet needed. No crypto knowledge required. Send or receive money globally — anyone, anywhere, in seconds.
Money should move as fast
as a message
We built the payments layer the world was missing — instant, borderless, and so simple your parents can use it.
Every payment,
right
in front of you.
See your balance, track incoming and outgoing payments, and act in one tap — all from a single clean dashboard that updates in real time.
Three steps.
Anyone can do it.
If you can send a WhatsApp message, you can use ZaPay.
Up to 7× cheaper
than the old way
Zero fees for crypto-to-crypto. Small third-party fees for fiat — always shown upfront. No surprises ever.
Real people.
Real payments.
"Sent my client a ZaPay on WhatsApp. They paid from the UK in under 2 minutes. No wallet questions, no fees eating my money. This is what payments should feel like."
"I used to dread paying freelancers abroad. ZaPay just works. I click, I pay, they receive in their local currency. Under a minute start to finish."
"I don't know anything about crypto. My daughter told me to use ZaPay. I paid from my GTBank app and she got it instantly. I was shocked how easy it was."
Your payments.
In your pocket.
Track all your ZaPays, get notified the moment money lands, and manage payouts — all from one clean app.
Ready to get paid
the right way?
Create your first ZaPay in 30 seconds. Free forever for crypto-to-crypto.